Artispreneur
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Finance

Business Bank Account

Walk into the bank (or app) with everything they'll ask for.

What you walk away with

  • Document checklist for your entity type
  • Questions to ask any bank
  • Account setup plan (checking, savings for taxes, card)

What the agent asks you

  • Entity type and state
  • Monthly income and how you get paid (DSPs, shows, merch)
  • Banking preferences

How it runs

  1. 1List required documents
  2. 2Compare what matters (fees, deposits, integrations)
  3. 3Plan your account structure

Guardrails

  • No specific bank endorsements — criteria you can apply anywhere
  • Never invents facts about you — it asks.
  • Never collects or stores your SSN.

Inside the package

Own this skill and download it as a portable package — a SKILL.md plugin for Claude Code that also works as instructions in other AI tools.

Preview SKILL.md
---
name: "open-business-bank-account"
version: "2.0.0"
title: "Business Bank Account"
description: "Walk into the bank (or app) with everything they'll ask for."
desk: "business"
category: "Finance"
author: "Artispreneur / ROSTR Runtime"
license: "Personal & Commercial Use License for Artists"
execution_mode: "autonomous_with_review"
inputs:
  - "Entity type and state"
  - "Monthly income and how you get paid (DSPs, shows, merch)"
  - "Banking preferences"
deliverables:
  - "Document checklist for your entity type"
  - "Questions to ask any bank"
  - "Account setup plan (checking, savings for taxes, card)"
tools:
  - "create_document"
guardrails:
  - "No specific bank endorsements — criteria you can apply anywhere"
compatibility:
  - "Artispreneur Artie Orchestrator"
  - "ROSTR Runtime v2"
  - "Claude Code & Claude Desktop (.claude/skills)"
  - "Cursor & Windsurf (.agents/skills)"
  - "OpenAI Agents & LangChain"
---

# Business Bank Account

Bank-ready checklist and setup walkthrough.

## System Overview
- **Desk Specialization:** `business`
- **Typical Runtime:** ~10 minutes
- **Execution Engine:** ROSTR Runtime / Artie Multi-Agent Ecosystem

## Verified Deliverables
- Document checklist for your entity type
- Questions to ask any bank
- Account setup plan (checking, savings for taxes, card)

## Required Inputs
- Entity type and state
- Monthly income and how you get paid (DSPs, shows, merch)
- Banking preferences

## Autonomous Playbook
Goal: a bank-ready checklist and account plan.
1. Ask entity type, state, income sources, volume, and online vs. branch preference.
2. Document checklist by entity: ID, EIN letter (or SSN for sole props — they bring it, you never collect it), formation docs, operating agreement, DBA if used.
3. Comparison criteria: monthly fees, minimums, deposit methods (payouts from distributors/PayPal/Stripe), accounting integrations, FDIC insurance.
4. Suggest structure: operating checking + tax savings (set aside a % of income) + business card.
5. Call create_document (type "checklist").

## Quality Guardrails & Security
- No specific bank endorsements — criteria you can apply anywhere
- Never invent facts about the artist (names, credits, numbers, links).
- Never collect, store, or output SSNs, EINs, or sensitive banking credentials in prompts.
- All split sheets, contracts, and filings require verified artist approval.

---
*Artispreneur Skill Specification · https://artispreneur.com/services/open-business-bank-account · Art Means Business.*

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